Commercial Auto Insurance

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Commercial Auto Insurance in MinnesotaCommercial auto insurance protects your business and employees from costly auto accidents while driving for work. There are many coverages available, depending on the type of vehicle, how it’s used, and who drives. Even personal vehicles may need commercial coverage if they’re used for business. Our experienced agents will help you figure out what coverage is needed and find the best rates. Contact us or request quotes to get started now.

Commercial Auto Insurance Coverage

Auto Liability
Covers bodily injury and property damage that you cause to another in an auto accident.
Uninsured/Underinsured
Covers bodily injury you sustain in an accident with a driver that has too little or no insurance.
Collision
Covers physical damage to your vehicle caused by a collision with another vehicle or object.
Comprehensive
Covers physical damage to your vehicle caused by something other than a collision, like weather damage.
Cargo
Covers the freight being hauled, if it is damaged in an accident, fire, and more.
Trailer Interchange
Covers physical damage to non-owned trailers caused by things like collision, theft, and more.
Non-Owned Auto
Covers employee-owned vehicles that are used occasionally for business.
And More
There are a variety of additional coverage options that may be a good fit for you, depending on your needs.

FAQ

Do I need commercial auto insurance?
If you drive a heavy vehicle, like a semi or dump truck, you’ll need commercial coverage. If you drive a private passenger vehicle or pickup, you may still need commercial coverage if it’s used for more than incidental business purposes, delivery, or transporting for a fee.
Is personal use covered by a commercial policy?
Commercial policies will cover personal use but personal policies will not cover business use, except in limited circumstances.
How do I find the best commercial auto insurance rates?
To get the best rates, you need to shop around with different insurance companies. As your life changes, the company that offers you the best rates might change as well. As an independent agency, we do the comparison shopping for you.

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