Workers Comp Insurance

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Workers Comp Insurance in MinnesotaWorkers comp insurance protects your employees from the cost of workplace accidents and illnesses caused by the job. Also known as workman’s comp, coverage is typically required by law for employees. Our experienced agents will help you figure out what coverage is needed and find the best rates. Contact us or request quotes to get started now.

Workers Comp Insurance Coverage

Accident Coverage
Covers medical bills and lost wages if an employee is injured in a workplace accident.
Disease Coverage
Covers medical bills and lost wages if an employee is made sick by their work.
Owner Coverage
Optional coverage that provides the same benefits to the company owner(s).
If-Any
A low premium policy for companies that may be required to carry coverage by contract but do not currently have any employees.
And More
There are a variety of additional coverage options that may be a good fit for you, depending on your needs.

FAQ

Am I required to have workers comp insurance in MN?
If you have employees, you are required to carry work comp coverage on them. Even one part time employee will require coverage. Coverage for owners is optional.
How much does work comp insurance cost in MN?
The cost of coverage changes depending on the industry you’re in, the amount of payroll you have, and your loss history.
How do I find the best workman’s comp insurance rates?
You can reduce your costs by maintaining a safe workplace and limiting claims. To get the best rates, you need to shop around with different insurance companies. As an independent agency, we do the comparison shopping for you.

Learn more from the MN Dept of Labor and Industry.

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