Car Insurance

Car Insurance in MinnesotaCar insurance protects you and the community at large from the expensive repercussions that can result when there is an auto accident. Auto liability ensures a certain amount of money is available to pay for property damage and injuries that you cause to another person with your vehicle. In addition to liability, there are many coverages that can be added to your policy, depending on your needs. Our experienced agents will help you figure out what coverage is needed and find the best rates. Contact us or request quotes to get started now.

Car Insurance Coverage

Auto Liability
Covers bodily injury and property damage that you cause to another in an auto accident.
Uninsured/Underinsured
Covers bodily injury you sustain in an accident with a driver that has too little or no insurance.
Collision
Covers physical damage to your vehicle caused by a collision with another vehicle or object.
Comprehensive
Covers physical damage to your vehicle caused by something other than a collision, like weather damage.
Personal Injury Protection (PIP)
Covers first party medical expenses and lost wages, without regard to who is at fault in an accident.
Rental Reimbursement
Covers the cost of a rental car when your vehicle is unusable due to a covered accident.
Custom Parts & Equipment
Covers after-market parts and equipment with which you’ve customized your vehicle.
And More
There are a variety of additional coverage options that may be a good fit for you, depending on your needs.

FAQ

Am I required to have car insurance in MN?
Auto insurance is required in the state of Minnesota if you plan to drive on public roads. The coverage specifically required is auto liability, personal injury protection, and uninsured/underinsured liability.
How much does car insurance cost in MN?
Premiums vary greatly from person to person because they are calculated based on a number of factors, including your driving history, vehicle type, where you live, loss history, credit score, and more.
How do I find the best car insurance rates?
To get the best rates, you need to shop around with different insurance companies. As your life changes, the company that offers you the best rates might change as well. As an independent agency, we do the comparison shopping for you.

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