Life Insurance

Life Insurance in MinnesotaLife insurance protects your loved ones from the financial consequences of your premature death. Proceeds from the policy can be used to pay off debt, fund education, cover final expenses, replace income, and more. There are many coverages that can be added to your policy, depending on your needs. Our experienced agents will help you figure out what coverage is needed and find the best rates. Contact us or request quotes to get started now.

Life Insurance Options

Term Life
Low cost coverage that lasts for a specified timeframe, usually 10, 20, or 30 years.
Whole Life
Coverage that typically lasts until age 100 or policy maturity. Includes a cash value portion that earns interest.
Universal Life
Flexible coverage that can be designed with features from term and whole life.
Return of Premium Term Life
Term coverage that returns the sum of premiums paid to the policy owner upon policy expiration.
Limited Underwriting Term Life
Term coverage that can be issued with no medical exams.
And More
There are a variety of additional coverage options that may be a good fit for you, depending on your needs.


How much life insurance do I need?
The short answer is an amount that you and/or your spouse feel comfortable with. To help determine a lump sum needed to replace lost income, pay off debt, etc., check out the Life Coverage Needs Calculator from
How do I find the best life insurance rates?
To get the best rates, you need to shop around with different insurance companies. As your life changes, the company that offers you the best rates might change as well. As an independent agency, we do the comparison shopping for you.

Let’s Plan for Success

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