Motorcycle Insurance

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Motorcycle Insurance in MinnesotaMotorcycle insurance, like car insurance, protects you and the community at large from the expensive repercussions that can result when there is an accident on the road. Liability covers property damage and bodily injury that you cause with your bike. In addition to liability, there are many coverages that can be added to your policy, depending on your needs. Our experienced agents will help you figure out what coverage is needed and find the best rates. Contact us or request quotes to get started now.

Motorcycle Insurance Coverage

Liability
Covers bodily injury and property damage that you cause to another in an accident.
Uninsured/Underinsured
Covers bodily injury you sustain in an accident with a driver that has too little or no insurance.
Collision
Covers physical damage to your bike caused by a collision with another vehicle or object.
Comprehensive
Covers physical damage to your bike caused by something other than a collision, like weather damage.
Medical Payments
Covers first party medical expenses, without regard to who is at fault in an accident.
Trip Interruption
Covers the cost of food and lodging if your bike breaks down away from home.
Custom Parts & Equipment
Covers after-market parts and equipment you’ve added to your bike.
And More
There are a variety of additional coverage options that may be a good fit for you, depending on your needs.

FAQ

Am I required to have motorcycle insurance in MN?
Just like with auto insurance, liability coverage is required in the state of Minnesota if you plan to use public roads.
How much does motorcycle insurance cost in MN?
According to Progressive, the average cost of liability insurance in MN is around $180 per year. The cost can vary greatly, depending on your driving history, type of bike, and coverage selections.
How do I find the best motorcycle insurance rates?
To get the best rates, you need to shop around with different insurance companies. As your life changes, the company that offers you the best rates might change as well. As an independent agency, we do the comparison shopping for you.

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